and we will consider all circumstances.
First Time Buyers
Buying your first home can be a daunting proposition. Our Advisers help people like yourselves on a daily basis to buy their first home. If you contact us prior to looking for a property we will assess your borrowing potential and tell you how much you can borrow to obtain a mortgage.
Our service includes advising on submitting an offer for the property to the seller, arranging for the legal process with one of our panel solicitors and instructing a survey for a valuation for mortgage purposes.
Often first time buyers may have less to put down on deposit; therefore we can access Lenders who can lend up to 125% of valuation depending on status and to the lenders criteria.
| Buy to Let * Buying a property to lease out has become an attractive investment option for many people. Demand for rental property and better legal protection for private landlords has opened up opportunities for people to buy additional properties for leasing out. We can help you through each stage of the process and advise the best scheme that suits your individual requirements. * This product is not regulated by FSA. |
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House Mover / Remortgage
Switching your mortgage to a new lender and saving money is now very popular. In today's competitive market lenders are constantly providing ways for borrowers to save money by switching their mortgage from their existing lender to a new one.
Costs involved in switching your mortgage is a factor, for example; legal fees, however we have a selection of lenders who have negotiated with their solicitors a package which will allow you to move your mortgage without the need for the additional expense of legal fees.
There are many other product incentives as well as legal fees, for example a free valuation and in some cases a cashback after the case is complete.
Please ask as the products change on a daily basis.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE